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Finance, law, risk
Cowrie
Draft the fraud rules for cloned voices and synthetic identities.
- Places
- 5
- Closes
- 15 October 2026
What is breaking
- A cloned voice is enough to move money, and costs almost nothing to produce.
- Synthetic identities assembled from real fragments pass account checks built for paper.
- Scams arrive in the right accent, naming the right bank.
- Caribbean regulators have no specific rule to point at when it happens.
Your work
- Draft regulation a Caribbean regulator can adopt as written.
- Place the liability when a deepfake clears a payment: the bank, the customer, or the vendor that sold the verification.
- Set the floor for what a bank has to verify before it acts on a voice or a video.
- Define what a targeted customer is owed.
The name
The cowrie was money across West Africa and the Caribbean for centuries, and it held its value because nobody could forge one. A cloned voice breaks the same thing that made it work.
What you deliver
- 01Name the harm using Caribbean evidence rather than figures borrowed from the United States and Europe.
- 02Write something a regulator, ministry, school board or publisher can adopt as written.
- 03Publish it as a named author.
- 04Take it into the rooms where StarApple AI and CAIA already sit with regulators and ministries.
Who applies
Students, graduates and early-career people in finance, accounting, banking, economics, law, audit, risk or compliance. No AI background needed.
One of the five places goes to someone living in a Caribbean country.
Apply to Cowrie
That is in
We read everything after 15 October 2026 and speak to the shortlist. You will hear back.
The other two fellowshipsQuestions
How long, and how many hours?+
Set with each cohort once the places are filled, so it works around exams and jobs. Regular meetings, work between them, assessments along the way. You see the schedule and the terms in writing before you accept.
Do I need an AI background?+
No. We need your subject knowledge. The AI side is ours to teach.
Can I apply to more than one?+
Pick your strongest. If two genuinely fit, say so and we read you for both.
I am not in the Caribbean.+
Apply. One place in each fellowship is held for someone living in the region. Say how you connect to the work.
Is it remote?+
Meetings run online. Anything in person is optional and covered.
After the deadline?+
We read everything, shortlist, then speak to the shortlist. Everyone hears back.
Writers, poets, performersAnansi
Teachers, educationNyansapo